Owner builder planning documents on a desk

Insurance products

Owner Builder Insurance

Protect your project with great value owner builder insurance.

Overview

Cover for your own build or renovation project

Renovating your own home or embarking on a new construction project is exciting, but it comes with real risk. Owner builder insurance can help protect your project from common threats like bad weather, water damage, vandalism, theft and public liability issues.

Owner Builder Contract Works & Public Liability

This product supports potential risks owner builders face when carrying out a new build or renovation project.

Material Damage

Protection for losses caused by hazards such as fire, storm, impact, wind, water damage, vandalism and theft.

Public Liability

Protection against third party claims for personal injury or property damage arising from your building project.

Other owner builder insurances

The same layout can support related products and cross-links without feeling like a wall of text.

Why choose Coverforce?

Support built around your project

Rapid quotes

Designed to support fast turnaround for straightforward quote requests.

Market relationships

Leverage strong insurer relationships and specialist placement.

Expert risk advice

Advice to help reduce gaps and delays.

Claims support

Advocacy and guidance if something goes wrong.

Frequently asked questions

Owner Builder Insurance FAQs

Who is defined as an owner builder?

An owner builder is an individual who chooses to construct a new dwelling or renovate an existing one on their own property without engaging a licensed builder.

Do I need a licence to become an owner builder?

You generally need to apply for the required owner builder permit from your state or territory authority.

Why do owner builders need insurance?

Owner builders can be responsible for subcontractors, workers and visitors to the construction site and may be liable if someone is injured or property is damaged.

How long is the insurance valid for?

Policies are commonly issued for a set construction period and cease on completion or expiry, depending on the policy terms.